Cafeteria Rewards together with Your Workforce
http://johnathanidud253.edublogs.org/2019/06/12/pay-roll-companies-granting-your-business-the-side/
Staff members spend for non-reimbursed expenses from these accounts. However, flexible-spending accounts are "use-it-or-lose-it" accounts; implying that any kind of funds remaining at the end of the year can not